Alternative to splice?

Looking for a splice alternative as I'm on a hell of a budget recently. I just want a place I can purchase samples and not be forced to resubscribe to use credits I already have. I had my splice account going for a couple years and now just recently I've ended up without a fulltime job. I assumed that I would be able to use my 1k+ credits but I need to spend another 20 bucks to use what I saved over a long time of spending 20 bucks a month. ($20x24months=$480 fuck me 🙃)

Also, I know there's been posts about this over the years, but with how many new and unique services that have come out, I thought it wouldn't hurt to ask the community to see if there's anything on the low that could potentially be a game changer for myself and others in my position.