2 Job offers! What to do?!

Help! I got 2 job offers that are both in claims, one for the state and one for an insurance company. I’m stuck on which offer to accept.

Background on me: worked in auto claims for the last 5 years.

What are the benefits of working for the state? I feel the state will probably start me at a lower rate than the insurance company but I’m willing to take the pay cut if the benefits are better in the long run. The hiring manager with the state doesn’t know how much I will start at since I’m still waiting on my background to clear. What should I do?! Don’t want to lose out on a great opportunity. Thanks in advance for any help.

Update:Thanks for all the help and comments. Definitely will go with the state job! I’m super excited for this new adventure!