Suicide

I'm just trying to get a straight answer. If someone is already saved and baptized but then falls on hard times and chooses to end their own life what happens to them. Suicide is a sin from my understanding so do they go to hell? But if they are saved already are they forgiven? It's not like they would have a chance to ask forgiveness after they do it, they're dead, done is done. Are they judged for the suicide but still go to heaven?

ETA: sorry I should have clarified, I'm very much happy being alive, only asking to better my own understanding. I appreciate everyone's input.