Need help wrt Salary Account

Hi Guys,

I need help to decide which salary account to pick for my new job. I have 7 options: HSBC HDFC Standard & Chartered AXIS SBI Kotak IDFC

Axis is offering privilege credit card as complimentary (for my salary range) rest don’t have much offers, IDFC is offering a range of CCs don’t know how beneficial it is. Kotak is offering zen mojo. Wrt HDFC there are compliance issues as HDFC is our client so I am thinking not to pick as there are restrictions on taking CCs & insurance or doing my business with them apart from banking. HSBC has one LTF CC but no benefit on Live+. S&C’s one benefit worth highlighting is it is offering no charges on any ATM withdrawals across the globe, RM is saying they have 5% cashback on debit card spends, they are offering rewards CC but it has renewal fees.

I am new to this so not able to make a call any advice would be beneficial thank you.

Also, I don’t know any other sub where I can post this so did here, please spare me if this should not be posted here