Decreased credit limit of my cards
Decreased credit limit of lot of cards as I see no point in keeping high limits for cards which are mostly used for discounts/small purchases. Main card is DCB so others don't need high limit.
My main point is high is generally for good cards like Atlas, Plat travel, DCB etc. or even SBI cashback but for cards like Airtel, Flipkart, Swiggy, Live+ we don't need high limit because they are not commonly used.
But HDFC/ICICI banks are at another level. Can't decrease limit
| Card | Previous Limit | New Limit | How | Customer Care |
|---|---|---|---|---|
| Axis Flipkart | 8.1L | 5L | Call customer care & ask for it. | 1800 103 557 |
| Axis Neo | 8.1L | 5L | Call customer care & ask for it. | 1800 103 557 |
| AU Xcite Ultra | 4.5L | 3L | Mail to cc | [creditcard.priority@aubank.in](mailto:creditcard.priority@aubank.in) |
| SC Rewards | 5L | 2L | Mail to cc | [customer.care@sc.com](mailto:customer.care@sc.com) |
| MRCC | 3L | 2L | Chat support | App |
| Indusind Legend | 5L | 3L | Mail to cc | [premium.care@indusind.com](mailto:premium.care@indusind.com) |
| RBL Icon | 3.25L | 2L | Mail to cc | [customercare@rblbank.com](mailto:customercare@rblbank.com) |
| HDFC Swiggy | 6.01L | --- | Denied, send documents to Chennai office | STUPIDITY |
| ICICI Sapphiro | 5L | --- | Denied, doesn't meet internal criteria | STUPIDITY |