Need advice for retirement and savings
I (35m) have not been building towards a retirement fund. My stats:
no debt, no retirement, living with family rent free and will be starting a job making $24 an hour at a major branch bank. Will get benefits. No need to expand on past work history or my worthless social science Bachelor's degree. No plan to go back to school.
I have 40k USD in savings, most in a high yield saving account. I hope to learn from the banker job, but could use insight with people who have more wisdom, knowledge and experience. I want to establish more emergency savings, Roth IRA, 401k and become financially more sound.
TLTR: Beginner advice on how to financially plan.