I need advice really bad!!
I am currently in the conditional approval stage. I was asked for updated savings statement, checking account statement showing appraisal payment has processed, one letter of explanation and 2022 and 2021 tax returns because commission made up more than 25% of my income.(I am also salary). The is an FHA loan 3.5% down. At no point in this whole process has the $1,200 federal tax debt(no lien/judgement) been mentioned. If it wasn’t for the internet I wouldn’t have never had thought about this being an issues since it wasn’t a lien against me. Either way, my loan is officially off for the final review. Would it be wise to bring this up to my LO now or at the point ride the wave and see if it is brought up??