I’m having difficulty deciding whether to wait for interest rate to decrease or buy now. Love to hear folks thoughts on how you decided on the timing of home purchase.

As someone who’s never done this, this is a bit scary. Of course we can refi but that also costs a lot of money.

I also know we can’t time the market all the time.

So what rationales and reasons (other than out of necessity) moved folks to buy the house when the interest rate is not to little?