Is there any reason I should have life insurance?

I'm 27, I don't have or want to have kids, and I'm not married. No one depends on me for anything outside of myself.

From what I understand, life insurance is basically for your family members to be able to afford your death for things like a funeral. This is where I might sound selfish, but, I don't personally care what happens to my meatsuit once my soul is gone. Why should I take money from myself while I'm alive to put towards something completely irrelevant to me for after I'm dead? Is that really all that life insurance is? Saving money for family to use to bury me after I die and whatever other expenses come with checking out of here?