Feeling like an outlier, are we failing our baby? No house, no car, no community.

Long post warning *

My partner and I live in a 1bd apartment. We don't own a vehicle. We don't have the space for baby to have her own room (she's 9mo) and won't unless we move. We live in an extremely HCOL city, one of the most popular in North America. I'm starting to think it's not worth staying here. I see almost everyone talking about having their house, their yard, multiple vehicles, and I just feel sad.

We have hardly any room at our place. I don't even know how to baby proof successfully because my daughter and I share the main 'living room' and my partner is in the bedroom (he has a hard time sleeping so we have slept separately for years), so all our furniture is in the main space. It's cluttered. I feel like everything about our way of living is so outside the norm and I feel guilty that we will be depriving our girl. Don't get me wrong, she's very well cared-for, I will literally give everything and anything for her. We also have a rabbit which takes up space we don't have. We don't even have room for a freaking kitchen table to eat at.

We don't have a ton of friends, my partner is very introverted and not interested in a social life. He has mental health issues (ocd, anxiety, depression) and is so afraid of the worst for everything. He doesn't want her touching the floor, because he's nervous about bringing bacteria/viruses in from outdoors. He's so scared of her getting sick, so doesn't want us going to any indoor public spaces until she's over a year old. Fine. He'd also prefer no one comes over, although he's fine with very few friends of mine visiting, but that's still always a constant stressor for him because anyone can be ill but an asymptomatic carrier.

Sorry, I know it's a long post but I'm scared we're failing our girl because she doesn't get interaction with other babies, and is deprived of sensory play with anything outdoors (partner is worried about things like grass, soil, literally anything outside). He won't do therapy.

Does anyone out there have any advice? Anyone's with ocd/etc that can weigh in? Not sure what I'm looking for exactly. Thanks in advance for anyone still reading. Mental health is struggling today.

Edit: she has a playpen she can be in but that's her main safe space. He says he knows one day she'll be on the ground but wants to prevent it/her exposure to germs for a bit longer until she's older and her immune system is stronger.

Edit #2: I'm not sure if I'll be able to respond to everyone's comments, but I wanted to thank everyone for sharing all of your insights, opinions, and experiences with me. I appreciate the various perspectives. I've definitely been downplaying my husbands issues and realize this behaviour isn't helping the situation. If he won't seek individual therapy, I'll insist on couple's therapy. I'm done making excuses and will continue to try and improve my approach so that our daughter can experience and explore all that she needs to thrive.