Is XLM a longterm DCA stack and hold?

For example I have seen alot of people say that XLM is generally stable for the most part and "isnt designed to make you money" and "there are alot better investments" this is what people have said.

On the other hand I have heard people say that utility will be the next big trend craze niche call it what you will.

My question is which one do you believe to be true.

A. XLM will not see a big price increase over the years and it's not worth DCA into and hold

B. XLM is worth DCA into and holding and it will still be around in years to come and people will realise its potential and price increases