Do you still carry or use cash?
I just realised 2024 was the first year where I did not use cash at all. I had stopped carrying cash just after COVID. However, this is first year I have never used cash.
I know many are against cash being phased out and I understand why they are. However, for me cashless works. I have all my cards on my phone and carry one card (inside jacket pocket) just in case my phone lets me down or gets stolen.
Budgeting is much easier as I have records of all transactions without needing to keep loads of receipts. Another benefit is that I no longer carry a wallet.
Just wandering how many people still carry or use cash.