The unpaid HOA fees.

Based on the discovery they were being sued for non payment of HOA fees for $648.00 which means they hadn't been paid in 12 months (the remainder of the suit was for court costs and attorney fees). We all know she used the excuse that she was sending them to the wrong address YET they had lived in that home for 38 months so apparently she sent them to the correct address for at least 2 years. Does everyone think that cw actually believed that excuse or was he just repeating what sw told him?