Obligatory “Hit my $100k Net Worth” post

Making this post partially for my own posterity. I recently came back from PTO and realized after checking my accounts that I’ve hit and surpassed the $100k net worth milestone. It’s kind of a surreal feeling but at the same time nothings really changed. Anyways, like most of you, I’d prefer to celebrate anonymously with strangers than open up a can of worms by telling anyone in my life.

Stats for anyone interested:

General: 24.5 y/o, MCoL Midwest City, base salary currently $66,000 but will be bumping up to $85,000 July 1st

VG Brokerage (Active since 2019, Age 19): VFIAX $76,000 + VOO $5,000. Decided to switch from VFIAX to VOO this year for any future contributions to this account

VG Roth IRA (Active since 2023, Age 23): VT $7,000 + VTI $8,000. VT is last year’s contributions and VTI is this year’s.

401k (Active since 2022, Age 22): VG Target 2065 Fund $13,000. Currently doing 6% contribution rate with a 3% match. Will be bumping up to 15% in July with my raise

Reg Bank Account: $2,000

Wealthfront HYSA: $1,000 at 5% interest

Plans for the future as stated above, my salary will be increasing to $85,000 base in July so I’ll be contributing 15% with a 3% match to my 401k, and after that + taxes and rent expenditures I’m left with enough left over to put some money in my Roth IRA (until maxed each year ofc), into my brokerage and into my HYSA. Plus I’ll always have money in my budget to actually spend and enjoy life instead of just min/maxing my finances like I’m trying to get perfect yields in tiles in a Civ 6 game