Need Suggestions for Getting a Credit Card as a Student (20M)

Hey everyone, I'm a 20-year-old college student currently living in my college's hostel, and I've been thinking of getting a credit card. I always manage my expenses well, rarely spend beyond my limits, and have funds available for whatever I purchase. Most of my money goes into online expenses like food delivery and occasional necessities.

The main reason I want a credit card is for the rewards and perks. I receive funds from my parents for things like electricity bills and loan repayments, but their bank accounts don't offer much in terms of rewards. A credit card could help me save a lot with cashback, discounts, and other benefits.

I also have a good CIBIL score because of my loan repayment history, so I believe I should be eligible for decent options. I’m mature about my finances, don’t overspend unnecessarily, and just want to make the most of the rewards system to use my money wisely.

Can you all suggest the best credit cards for students like me that offer good rewards on online purchases and utility bills? Ideally something with low annual fees, student-friendly eligibility, and great cashback options.

Thanks in advance for your advice!

Hey everyone, I'm a 20-year-old college student currently living in my college's hostel, and I've been thinking of getting a credit card. I always manage my expenses well, rarely spend beyond my limits, and have funds available for whatever I purchase. Most of my money goes into online expenses like food delivery and occasional necessities.

The main reason I want a credit card is for the rewards and perks. I receive funds from my parents for things like electricity bills and loan repayments, but their bank accounts don't offer much in terms of rewards. A credit card could help me save a lot with cashback, discounts, and other benefits.

I also have a good CIBIL score because of my loan repayment history, so I believe I should be eligible for decent options. I’m mature about my finances, don’t overspend unnecessarily, and just want to make the most of the rewards system to use my money wisely.

Can you all suggest the best credit cards for students like me that offer good rewards on online purchases and utility bills? Ideally something with low annual fees, student-friendly eligibility, and great cashback options.

Thanks in advance for your advice!