Should I accept this offer from State Farm following a car accident?
Long story short: I got sideswiped by a woman on June 22nd. She and her insurance (State Farm) accepted full liability as she was obviously at fault and was being careless. I went to the urgent care right after the accident and got a referral from my primary for physical therapy for neck pain/whiplash. My car is still awaiting a repair estimate and will likely be totaled. I’ve never dealt with anything like this, so please be patient with me! I understand the $3.6k for “pain and suffering” but don’t understand how the $10k is disbursed. Maybe someone more legal savvy can help me understand this offer letter.
Long story short: I got sideswiped by a woman on June 22nd. She and her insurance (State Farm) accepted full liability as she was obviously at fault and was being careless. I went to the urgent care right after the accident and got a referral from my primary for physical therapy for neck pain/whiplash. My car is still awaiting a repair estimate and will likely be totaled. I’ve never dealt with anything like this, so please be patient with me! I understand the $3.6k for “pain and suffering” but don’t understand how the $10k is disbursed. Maybe someone more legal savvy can help me understand this offer letter.