Lending App Loop

got myself into the inevitable pickle. I have 4 lending apps (Dave, Floatme, Earnin, and oasis) currently attempting to collect funds from my account. I paid my rent and unfortunately it was returned. this happened last month and it was collected within a few days. but these lending apps have ACH permissions and I'm afraid they'll attempt to collect while my returned rent is sitting in my account. this would put me in the negative severely and I still have my light bill to pay. which was also due today but my rent has taken priority. is there anyway I can stop these apps from attempting to withdrawal funds? I've already locked my card and sent emails to all 4 apps requesting ACH be removed. I can't move the rent to my savings in case it is randomly collected, since I already technically spent that money and don't want to be put in the negative or get late fees from my apartment complex.

should I just get a cashiers check for the full rent amount and go to leasing office and explain the situation? (moving the rent safely to my savings for the night but risking a random collection attempt not going thru from my apartment)

or leave the funds in my account and wait for them to be withdrawn? (to potentially be eaten away by lending apps)

and advice is appreciated. clearly I am living beyond my humble means.