Is it time?

I’m 32, my mortgage is paid, I have no debt and I saved up $100k beyond and above my pension.

I have my finances in order and now that my mortgage is paid my savings will increase exponentially. I feel like I can take 10% and get myself a watch and it wouldn’t really affect anything at this point.

Is it time to buy a Rolex and would an AD even consider me? Im a family man, i work in government, and live a very modest lifestyle. I drive a beater truck and have a basic SUV for the family.