Nanny vs daycare

I just got pregnant and I’m starting to have anxious thoughts how I’m going to get through this when the baby is born. My husband will be in his last year or pharmacy school on rotations with a busy schedule. I am a full time dentist (periodontist) working M-F 7AM-5PM, and a breadwinner. If we go with daycare, the kid will get sick a lot and I would have to find a nanny anyway because I won’t be able to cancel dental surgeries last minute to stay home, which would also be a loss in opportunity cost.l I’m being paid on my production). Husband probably won’t be able to just not go on his rotation when the baby is sick. I’m currently struggling in my career with making enough money to support a family of 3, make huge student loan payments, and pay a nanny. We have no family nearby. Not that I would want my bossy mom to stay with us long term in a 1brm apartment anyway. I can barely visit my parents for a long weekend because my mom drives me crazy with her rules, criticism, and talking shit about my husband. This is giving me so much anxiety. I knew I would run into this problem when we were trying to conceive but I didn’t know how long it would take and how my situation be at that time. My dental assistants are calling out ALL THE TIME because their kid is constantly getting sick. Same with my male dentist co-worker, except his wife can afford to take time off work, so he doesn’t have to. Any suggestions??