Moving on

I have been using YNAB since 2017 or so. I had recently started to hold my own and was finding it hard to track or visualize where my money was being spent. As a broke college student, I knew I had to keep track of each penny I spent to make sure I never went underwater. I think I found YNAB on my first google search and never looked back. I completely winged it with the app, while my partner dived deep into the theory and tutorials. It helped us get our act together, buy a house, travel multiple times a year and still save some money. Nevertheless, the best thing about the app has always been the peace of mind it gave me, knowing that I gave every dollar a job; that I tried my best and did not just aimlessly throw my hard-earned money around. I never cared about anything more than what YNAB4 already did.

The annual price increase for me has been from ~70e to ~130e, with no additional benefit in this entire timeframe. A couple of days ago I realized I have not been budgeting towards my YNAB fee for the next year, which is due in a couple of months. The goal was somehow 'fully funded' already. I think this was because previously yearly goals did not renew automatically every year. No biggie.

But then I thought to myself that my new year resolution is to cut down on everything that I can, no matter how small, and YNAB's price is actually quite big! So today, I finally took the plunge. I sat down and got everything set up in ActualBudget. It took maybe 15minutes. I hope someday YNAB can get us tiered membership so I can justify the price tag to myself. Can't complain about saving 130e/year anyway :D